Membership Terms

Nature of the program

Armour Life Solutions LLC provides paid discount memberships. Armour is not an insurance company, and the memberships are not insurance, investments, savings accounts, or employer-funded benefits. Members make eligible purchases, submit receipts to Armour, and receive discount amounts after review under the selected plan's terms.

Term, payment, and cancellation

Payment services are provided by Intuit Payments Inc. for membership-fee payments and employer remittances made through QuickBooks Payments. Armour Life Solutions LLC provides the memberships and is responsible for discount decisions and discount payments; Intuit does not provide or guarantee those memberships or discounts.

The Initial Term is 52 weeks. Member-direct enrollment requires separate authorization of recurring bank-account/ACH Autopay through the secure payment provider. Credit cards are not accepted. Where offered through an employer, payroll deductions require the employee’s separate voluntary authorization. Members may cancel at any time. Cancellation is effective when received, ends membership activity at the paid-through date, and stops future membership charges or deductions after the applicable processing period. Any applicable Early Termination Charge is disclosed in the signed enrollment record and is separately invoiced where applicable. After week 52, membership continues month-to-month until cancelled, with no Early Termination Charge.

Receipt and discount rules

Only qualifying purchases on or after the 31st calendar day following the applicable Effective Date may earn discounts, while active and paid through. Member-direct dates follow the first payment date established at enrollment; payroll activation and waiting dates follow the first successfully received payment attributable to the employee, as stated in the accepted flyer. Household receipts and household funds only, except where stated otherwise such as for gas in work vehicles. Receipts must be received during the same calendar month as the purchase. Altered, duplicated, returned, refunded, unpaid, resale, traded, or misleading submissions may be denied. Armour may request verification. Discounts use gross qualifying purchase prices under the flyer’s calculation rules. Discount calculations are truncated to two decimal places without rounding up. For example, a discount calculation of $20.9876 is paid as $20.98.

Only expressly published category and discount caps apply.

Gas and motor fuel: Gasoline, diesel, and other motor fuel purchased and paid for by the member or a member of the member's household may qualify under plans that include Gas. The fuel may be used in a personal, household, or work vehicle; no fuel-type or vehicle-use restriction applies.

Plans

• Gas Only — $6.99 per week.
• Gas & Grocery — $12.99 per week.
• Family Savings — $25.00 per week.
• Everyday Premier — $49.99 per week.
• Everyday Basic — $38.99 per week.
• Pet Advantage — $49.99 per week.
• Pet Basic Plus — $19.99 per week.
• Pet Basic — $9.99 per week.

Member-favorable service principle

When a genuine ambiguity or discrepancy remains after reasonable review, the written terms permit more than one reasonable result, and there is no fraud concern, Armour's internal policy is to resolve the matter in the member's favor when reasonably possible and document the reason. This policy does not authorize staff to ignore unambiguous plan limits or applicable law.

Complete transaction record

The signed enrollment record, selected plan schedule, plan-specific limitations, applicable payment or payroll authorization, continuous-service consent, electronic-record consent, privacy notice, and signature evidence form the complete enrollment record. Website summaries do not replace the signed transaction-specific record.