Choose your plan
Compare the published discount amounts, weekly price, 52-week Initial Term, plan-specific limitations, and complete terms before enrolling.
Simple from start to finish
How Armour works
Choose a plan, submit eligible receipts, and receive discount payments directly from Armour under the selected plan terms.
Submit receipts
After the 30-day waiting period measured from the first successful membership payment, upload receipt images or PDFs through your member portal, or email them to discounts@armourlife.us. Receipts must arrive during the same calendar month as the purchase.
Get paid directly
Armour reviews each submission under your selected plan's terms. Eligible discount amounts are itemized and paid directly to you.
Payment convenience
Align recurring payments with your usual payday.
During enrollment, you may choose weekly or biweekly payments and a preferred weekday. Before authorizing payment, you will see the exact amount, frequency, and first scheduled payment date.
Purchase, submit, get paid
Make a purchase listed in your plan after the waiting period, submit the receipt during the same calendar month, and Armour pays the applicable discount directly to you after review.
Common questions
Clear answers before you enroll.
Is Armour insurance?
No. Armour provides paid discount memberships. Armour does not provide insurance, investments, savings accounts, or employer-sponsored benefits.
When can I begin submitting receipts?
Purchases may qualify after the plan’s 30-day waiting period, which begins on the date Armour verifies the first successful membership payment. Your enrollment confirmation identifies that payment/effective date and the waiting-period end date.
When must receipts be submitted?
Armour must receive the receipt by the end of the same calendar month shown on the receipt.
How are discounts paid?
After an eligible receipt is reviewed under the plan terms, Armour pays the applicable discount amount directly to the member.
Which fuel purchases qualify?
Gasoline, diesel, and other motor fuel purchased and paid for by the member or a household member may qualify. The fuel may be used in a personal, household, or work vehicle.
How are decimals handled?
Percentage and unit-based calculations are truncated to two decimal places and are never rounded up. A calculated amount of $4.9786 is paid as $4.97.
Can I choose my payment day?
During enrollment, you may choose weekly or biweekly billing and a preferred weekday when a matching payment schedule is available. Your final authorization states the exact amount, frequency, and first payment date.
Can I cancel?
Yes. Cancellation is available online, by email, or by written notice. Cancellation is effective when received and is not delayed by an unpaid Early Termination Charge.
How are disagreements handled?
Armour’s policy is to be clear, fair, and member-focused. When the written terms reasonably allow more than one interpretation and there is no fraud concern, staff are instructed to resolve the uncertainty in the member’s favor when reasonably possible and document the decision.