Choose Your Plans
Compare plans, weekly pricing, and complete plan terms before enrolling.
Simple from start to finish
How Armour Works
Choose your plans, submit eligible receipts, and receive discount payments directly from Armour under the selected plan terms.
Submit Receipts
After the initial waiting period, upload receipts through your member portal or email them to discounts@armourlife.us.
Get Paid
Eligible discount amounts are paid directly to you.
Payment Convenience
Align recurring payments with your usual payday.
During enrollment, you may choose your payment frequency (weekly, bi-weekly, monthly, etc.) and a preferred weekday. Before authorizing payment, you will see the exact amount, frequency, and first scheduled payment date.
Payment services are provided by Intuit Payments Inc. for membership-fee payments and employer remittances made through QuickBooks Payments. Armour Life Solutions LLC provides the memberships and is responsible for discount decisions and discount payments; Intuit does not provide or guarantee those memberships or discounts.
Common questions
Clear answers before you enroll.
Is Armour insurance?
No. Armour provides paid discount memberships. Armour does not provide insurance, investments, savings accounts, or employer-funded benefits.
When can I begin submitting receipts?
Qualifying purchases made on or after the 31st calendar day following your Plan Effective Date may earn discounts, provided your plan is active and paid. Purchases during this initial waiting period do not qualify. For payroll deduction accounts, the first successfully received payment attributable to you determines activation, the Initial Term, and the waiting period.
When must receipts be submitted?
Armour must receive the receipt by the end of the same calendar month shown on the receipt.
How are discounts paid?
Armour currently pays discount amounts by check mailed directly to the member’s mailing address after the receipt is reviewed under the selected plan terms. Direct deposit is planned but is not currently available.
Which fuel purchases qualify?
For plans that include Gas, gasoline, diesel, and other motor fuel purchased and paid for by the member or a household member may qualify. The fuel may be used in a personal, household, or work vehicle.
How are decimals handled?
Percentage and unit-based calculations are truncated to two decimal places and are never rounded up. A calculated amount of $4.9786 is paid as $4.97.
Can I choose my payment day?
Yes. During enrollment, you may choose your payment frequency and a preferred payment weekday.
Can I cancel?
Cancellation is available online, by email, or by written notice, subject to your plan terms. Cancellation is effective when received and is not delayed by an unpaid Early Termination Charge.
How are disagreements handled?
Armour’s policy is to be clear, fair, and member-focused. When the written terms reasonably allow more than one interpretation and there is no fraud concern, staff are instructed to resolve the uncertainty in the member’s favor when reasonably possible and document the decision.